What Should I Consider as Part Of the Fire Damage?

10/11/2022 (Permalink)

What To Do After a Fire

Fire damage can be devastating. The flames, smoke, and water all create a toxic mix that can affect the safety of others who live in your St. Louis home. In addition to being dangerous, fire damage can also be expensive if you don't handle it properly. When it comes to fire and smoke damage, however, there are several things you should consider before hiring a professional restoration company.

Things to Consider

In addition to the fire itself, there are several other things you should consider when it comes to fire damage. These include:

• The nature of the property damage. Fire damage can cause extensive damage to your property, including walls and roofs that have been burned away.
• The cause of the fire. Fires can be caused by many different things, including electrical fires, cooking fires, and negligence.

Contact Your Insurance Company

After you've gathered as much information as possible and given yourself a chance to process the situation, it's time to talk with your insurance provider. Insurance companies want their customers to be protected in case of emergencies like this one, so they can provide useful information on how best to go about getting help and support.

If you're not sure if you are covered for fire damage or if there are certain exclusions that apply (for example, if your policy doesn't cover electrical or lightning-related fires), get an estimate from an expert in your area by asking around for recommendations or by looking online. You should also check with your insurance provider for additional information about what types of assistance may be available under the terms of your policy.

Document all items that are damaged by the fire damage.

Documenting the fire damage is an important step in helping you recover from the fire damage and making sure your insurance claim is paid. Insurance companies will carefully evaluate your documentation, so make sure to get it right!

To help you record this information as accurately as possible, here are some guidelines:

• Write down all of the items you believe have been damaged by the fire damage. This includes things like furniture and clothing, electronics, appliances, and personal effects. If something isn’t listed here but seems damaged by smoke or water (or anything else), write it down anyway—you never know what could be useful later on.
• Make sure each piece has its own line item on your list; if there are multiple items in one room or area that need to be separately documented (for example two sofas), make sure each sofa gets its own line item on your list rather than combining them into one entry under “sofas” or something similar. You may also want to include how much each item cost originally when purchased; if nothing else this should give insurance adjustors an idea about whether or not replacing these items following a fire would be relatively affordable ($5k couches vs $50k antiques) so they can start estimating costs ahead of time before determining whether or not they need further investigation. 

Hire a Professional

You should hire someone who has experience in restoring fire damage. You need to find a company that has experience with these types of restoration projects. They will be able to help you better understand the intricacies of your project and how they can help you restore it properly. SERVPRO of Northwest St. Louis is happy to be that expert for you! 

Fire damage is complex, so it's important to hire a professional that understands it well enough to give you good advice on how best to fix your home or business after a fire.

There’s a lot to consider when it comes to fire and smoke damage. The good news is that by working with experts who have experience in this area, you can have confidence that we handle everything for you. We provide an initial assessment of the damage, then come up with a plan for how best to restore all your belongings. Our technicians will be able to clean up and remove debris from your home so there’s no interruption in living day-to-day life after the cleanup has been completed.